Commercial Business Insurance
R.S.M Insurance Brokers Ltd can help you obtain the correct commercial insurance for your business needs and they can also make sure you get the best value for your money, with an insurance solution tailored to your specific needs. Don't try to sort things out all on your own and end up paying more than you need; let R.S.M take care of your Insurance needs.
R.S.M Insurance Brokers Ltd can indemnify you for the following risk areas:
• Accidental Damage Insurance
This insurance covers classes not otherwise covered by the insurance cover on your property but are considered accidental in nature.
• Workers Compensation
We will help you through the challenges of classifications, reviewing premiums and coordinating the Work Cover and Occupational Health & Safety Requirements.
• Professional Indemnity Insurance
Protection for professional practices against claims that could arise due to simple error, omission or malpractice.
• Public and Products Liability Insurance
This will cover you for any possible liability for damage to persons or their property.
• General Property Insurance
This will protect your business from losses arising from any fixed or mobile asset.
• Computers and Electronic Equipment
Coverage for accidental loss or damage to your computer and/ or electronic equipment, and costs of information loss and re-writing of records.
• Motor Vehicles, Trucks and Fleets
Insurance coverage for auto, car, truck and fleet vehicles.
• Employment Practices Liability
This insurance will cover employment-related claims such as wrongful dismissal and discrimination.
• Niche Markets
We also specialize in providing insurance cover for skill-related and farming businesses.
• Business Interruption
Any possible loss of trade can be protected in the event of damage to property, suppliers, customer’s premises or adjacent property.
• Fidelity
Any dishonest misappropriation of funds by employees or clients can be covered.
• Marine Transit
Goods that are shipped in relation to your business can be covered for any damage locally or overseas
• General Insurance
Protect your business premises and contents from fire, storm & tempest, burglary, earthquake, glass breakage and theft of contents and money.
As professionals we also provide
- commercial auto insurance
- commercial truck insurance
- business liability insurance
- commercial property insurance
- commercial liability insurance and small business insurance